Privacy Policy

Privacy Notice

The Assurant companies listed below (hereinafter, “We”, “Us”, “Our” or “Company”), respect your privacy. This Notice applies to service contracts offered by Assurant for watch and jewelry purchases from Fred Meyer Jewelers and this website (“Service”). This Privacy Notice (“Notice”) describes how We, or Our authorized representatives acting on Our behalf, will collect, access, use, disclose, retain Us, transfer, otherwise process and protect personal information for the Service.

This Privacy Notice applies to the Service only and does not necessarily reflect practices with respect to information gathered through other services We offer or websites We operate.

By accessing the Service, you agree that you have read this Notice and freely consent, on your own behalf and on behalf of any person you have authorized to use the Service, to Our processing of personal information as set forth in this Notice. If you do not consent to these terms, you should not use the Service.

Assurant Companies

  • Federal Warranty Service Corporation
  • USPI – United Service Protection, Inc.
  • ASPI – Assurant Service Protection, Inc.

1. Categories and Sources of Personal Information

During the past twelve (12) months, we have collected the following categories of personal information specific to the Service:

  • Identifiers: Name, physical address, email address, phone number
  • Commercial Information: Service plan number

We collect personal information for the Service from you or your authorized representative directly or from Fred Meyer Jewelers.

2. We will use and share your personal information only:

  • where it is necessary to carry out your instructions;
  • as reasonably necessary in order to provide the Service;
  • to promote Our products and services;
  • with Our Affiliates (as described in Section 3.1)
  • with Our service providers (as described in Section 3.2) in connection with providing the Service;
  • when We reasonably believe it is required by law or by order of a court of competent jurisdiction;
  • as necessary to enforce any contracts associated with the Service, to protect the rights of the Company, or to prevent physical harm or financial loss; or
  • as part of a reorganization or sale of all or part of Our business.

We do not:

  • Sell or rent any of your personal information.
  • Market the Service to or knowingly collect personal information from anyone under 18 years of age.
  • Collect, use or disclose sensitive personal information as defined by applicable law other than with your consent where required by law.
  • Use personal information to conduct profiling, as defined by applicable law, in furtherance of decisions made through a solely automated process that produce legal or similar effects.
  • Use data technologies, such as cookies, designed to track your online activities across other websites for the purpose of sending you targeted advertising. If you receive advertising materials from Us, it is not based on Our tracking of your internet browsing across third-party websites.

3. How We share your personal information

3.1 Sharing information with affiliates

If permitted by law, We may share your information among and within the Assurant family of companies.

The Assurant entities that collect or hold your personal information share your personal information with Our affiliates (meaning entities controlled by, controlling or under common control with Assurant, Inc.) for the purpose of marketing other products offered by Our affiliates and for the other purposes stated in this Privacy Notice.

3.2 Sharing personal information with service providers

We may utilize third party companies and individuals to facilitate the Service.

These third parties have limited access to your personal information only to perform these tasks on Our behalf. The personnel of such third parties who use your personal information is limited to those individuals which are authorized to do so on a need-to-know basis and as necessary to provide these business services to Us. We do not authorize such third parties to disclose or use it for other /purposes.

3.3 Sharing personal information with other recipients

We may disclose your personal information to public authorities if mandated by law or if required for the legal protection of Our legitimate interests in compliance with applicable laws.

We may also disclose your personal information to parties acquiring part or all of Our assets, as well as to attorneys and consultants. Also, if any bankruptcy or reorganization proceeding is brought by or against Us, your information may be considered a Company asset that may be sold or transferred to third parties.

4. Your Privacy Rights

Under certain state laws, you may have the following rights:

Right to Know: the right to request we disclose to you the following:

  • Whether we are processing personal information about you.
  • The categories of personal information we collected about you.
  • The categories of sources from which we collected the personal information.
  • The business or commercial purpose for collecting, sharing, and using personal information about you.
  • The categories of third parties to whom we disclosed personal information about you.
  • The specific pieces of personal information we collected about you.

Right to Correct: the right to request that we correct inaccurate personal information that we maintain about you.

Right to Delete: the right to request that we delete personal information we, or an entity acting on our behalf, collected about you.

We will not discriminate against any consumer who exercises any of their privacy rights found under this Notice by denying a good or service, charging a different price or providing a different level of quality or service. However, we may charge a consumer a different price or rate or provide a different level or quality of goods or services to the consumer, if that difference is reasonably related to the value provided to the business by the consumer’s data. Also note that certain choices, such as disabling cookies, may prevent you from using certain features on our websites.

How to Exercise Your Privacy Rights

You may exercise your privacy request rights by:

Calling: 1-800-280-9577

Completing the online form available at:

You must provide sufficient information that allows us to reasonably verify you are the person who is the subject of the rights request, or such person’s authorized representative. We use a service provider to assist with identity verification and, as required or permitted by law, we may take steps to verify your identity prior to granting you access to information or acting on your request to exercise your rights. We may limit our response to your exercise of your rights as permitted under applicable law.

You may designate an authorized agent to request any of the above rights on your behalf. You may make such a designation by providing the agent with written permission, signed by you, to act on your behalf. If an agent makes a request on your behalf, as permitted by law, we may require verification of the agent’s authorization to act on your behalf, require you to confirm you have authorized the agent to act on your behalf, or require you to verify your own identity. This may include, but is not limited to, a notarized financial/general power of attorney, court order, or official proof of guardianship.

Upon receiving your request, we will confirm receipt within ten (10) business days and respond to a verifiable consumer request within the timeframe and in the format required by relevant law.

If we are unable to honor your request, we will provide you with a written explanation of the reason(s). You have the right to contact us in writing if you wish to appeal our decision and we will provide you with a written response.

Request Metrics

Assurant’s record-keeping details as required under applicable privacy law are available here:

5. Important Information

5.1 Data Retention

We keep your information for as long as it is needed to provide the Service, comply with Our legal obligations, comply with Our retention standards, meet regulatory requirements, resolve disputes, prevent fraud and abuse, or enforce this Notice.

5.2 Changes to this Privacy Notice

The Effective Date of this Privacy Notice is reflected at the end of the Notice. We may update this Privacy Notice from time to time as reflected in the Last Updated date at the end of the Notice.

5.3 Security Procedures

We have measures in place to restrict access to information to those employees and individuals whom We know have a valid business purpose to have access to such data. We maintain physical, electronic and procedural safeguards. We follow generally accepted standards designed to protect the personal information submitted to Us, both during transmission and once We receive it. We require those who provide services for Us and to whom We provide information collected through the Service to keep such information safeguarded and confidential. However, no method of transmission over the Internet or method of electronic storage is totally secure. Therefore, We cannot guarantee its absolute security.

5.4 Cookies and Web Browsing Information.

We may collect information from your devices and about your web browsing when you visit this website. We may collect information such as:

  • Your IP address
  • The type of browser, devices and operating systems you use
  • Identifiers associated with the device(s) you use to access this website
  • The pages you visit and the features you use, including dates and times
  • If you navigated from or navigate to another website, the address of that website
  • Information regarding your internet service provider

5.5 Data Analytics

Cookies or similar technologies are used to analyze trends, administer this website, track users’ movements around this website, and to gather information about our user base as a whole. In addition, we may collect information about your activities on this website through the use of cookies, clear GIFs or web beacons, local shared objects or Flash cookies, or through other identifiers or technologies, including similar technologies as they may evolve over time. We refer to these technologies collectively as “Tracking Technologies”. The information that we and our third party service providers track with cookies may include, but is not limited to, the type of browser (such as Google Chrome or Internet Explorer) and Internet-connected devices being used to access the this website, your Internet protocol (“IP”) address, your home domain or Internet service provider, your referrer URL (which is the URL for the website that you were viewing prior to visiting this website), how you were directed to this website, which specific pages you access on this website, how long you view each page, the time and date you access this website and the total number of visitors to the this website and any portions thereof. We, and/or our third-party service providers, may use the information collected from cookies or similar files on your computer for security purposes (such as authentication), to facilitate website navigation and to personalize your experience while visiting the this website.

You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on this website or service. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser's help menu for more information. Also, for more information, please refer to

5.6 Google® Analytics and Web Beacons.

Our websites may use Google Analytics, a web analysis service provided by Google, in order to better understand your use of this website and how we can improve them. Google Analytics collects information such as how often users visit a website, what pages you visit when you do so, and what other websites you used prior to coming to such website. Google Analytics collects only the IP address assigned to you on the date you visit a website, rather than your name or other identifying information. We do not combine the information collected through the use of Google Analytics with your information. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit a website, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this website is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. Google utilizes the data collected to track and examine the use of this website, to prepare reports on its activities and share them with other Google services. Google may use the data collected on this website to contextualize and personalize the ads of its own advertising network. To more fully understand how Google may use the data it collects on this website, please review “How Google uses data when you use our partners' sites or apps,” ( )

Some of the areas of this website may contain electronic images known as web beacons (sometimes known as clear gifs) that allow Assurant to count and track users who have visited certain portions of this website.

5.7 Contact Us

We welcome your questions or comments regarding this Notice. Please write to Us at Assurant Privacy Office, 260 Interstate North Circle SE, Atlanta, Georgia 30339, USA or send Us an email at [email protected].

Last Updated: January 15, 2023